Global Payment Gateway with Local Expertise
Powertranz multicurrency gateway for credit and debit card processing, secure online customer authentication and fraud management. Our secure gateway allows merchants to accept Mastercard, Visa, American Express, Discover online via one integration. Built in the region, for the region – Powertranz is the most connected gateway in the Caribbean and Central America.
Connectivity
Integrated with 20+ banks and processors in 30 countries & 80+ shopping carts & plug-ins
Flexibility
Custom, Multi-currency, Online payment solutions
Security
Leading global fraud prevention tools – do business online with confidence
Payment process
Transaction request
Overview
Transaction request
1
Merchant submits purchase details over secure connection to Powertranz gateway.
Transaction request
2
Powertranz formats data and sends to the appropriate processor.
Transaction request
3
Acquiring bank processor submits authorisation request to credit card network (like Visa or MasterCard). The credit card network then routes to the issuer (the bank that issued the credit card to the customer).
Transaction response
4
Issuing bank responds with an approval (and auth code) or decline.
Transaction response
5
The processor responds to Powertranz with the response.
Transaction response
6
Powertranz updates its systems and returns the message to the merchant.
Transaction response
7
The merchant provides a real-time response to the cardholder.
Transaction clearing
8
Powertranz submits the daily settlement file to the processor.
Transaction clearing
9
The processor clears the file through Interchange.
Transaction clearing
10
The cardholder is debited for the purchase and the merchant’s bank account is credited.
Hosted Payment Page
Recurring Payments
Payment Tokenization
Virtual Terminal
Reporting & Reconciliation
Shopping Carts
